TERMS AND CONDITIONS OF USE

www.xmluxuryhomes.com

Effective Date: 01/13/2026

1. WEBSITE OWNERSHIP & BUSINESS IDENTITY

This website, www.xmluxuryhomes.com (the “Website”), is owned and operated by:

James Frank
Licensed Real Estate Sales Associate, REALTOR®
Affiliated with United Realty Group
State of Florida, United States

James Frank is a licensed real estate professional in the State of Florida and a member of the National Association of REALTORS® (NAR). All real estate services offered through this Website are provided through and under the supervision of United Realty Group, a licensed Florida real estate brokerage.

2. WEBSITE PURPOSE

This Website is provided for informational and marketing purposes only related to real estate services, including property listings, buyer and seller resources, rental information, and market insights.

Information on this Website is subject to change without notice and is not guaranteed.

3. BROKERAGE DISCLOSURE

James Frank does not operate as an independent broker.
All real estate activities, representations, advertising, and services referenced on this Website are conducted under the authority and supervision of United Realty Group, in accordance with Florida law and brokerage policy.

This Website does not constitute an offer to provide brokerage services independently of United Realty Group.

4. FLORIDA AGENCY RELATIONSHIP DISCLOSURE

Florida law requires real estate licensees to disclose their agency relationship.

Unless a single agent relationship is established in writing, James Frank, Licensed Real Estate Sales Associate, REALTOR®, affiliated with United Realty Group, operates as a Transaction Broker pursuant to Florida Statute §475.278.

A Transaction Broker provides limited representation and does not represent either party in a fiduciary capacity.

Use of this Website does not create an agency or brokerage relationship. Such relationships are created only by a written agreement executed in accordance with Florida law.

5. IDX / MLS DISCLAIMER

This Website may display real estate listings obtained from the Multiple Listing Service (MLS) and other third-party sources.

IDX and MLS information is provided exclusively for personal, non-commercial use

Listing data is deemed reliable but not guaranteed

Information is subject to change without notice

This Website is not the official MLS

Not all properties available for sale may be displayed

Users are responsible for independently verifying all property information.

6. NO LEGAL, FINANCIAL, OR TAX ADVICE

Information provided on this Website does not constitute legal, financial, tax, or investment advice.

Users are encouraged to consult appropriate licensed professionals before making real estate or financial decisions.

7. COMMUNICATION CONSENT (SMS, CALLS & AI / VOICE AI)

By submitting your contact information through this Website, including forms on the Buyers, Sellers, or Renters pages, you expressly consent to receive communications from:

James Frank, Licensed Real Estate Sales Associate, REALTOR®, affiliated with United Realty Group

Communications may include:

SMS / text messages

Phone calls

Automated follow-ups

Prerecorded or artificial voice messages

AI-powered voice calls

Voicemail messages

Email communications

Messages may be delivered using automated technology, CRM platforms, and artificial intelligence voice systems, including Go High Level and the LC Phone System.

Consent is voluntary and not a condition of purchasing or selling real estate services.
Message and data rates may apply.
You may opt out at any time by replying STOP to SMS messages or requesting removal.

8. A2P 10DLC SMS CAMPAIGN DESCRIPTION

We send SMS messages to individuals who voluntarily submit their contact information on our real estate website to receive property listings, updates, appointment confirmations, and follow-ups.

Messages may be sent using automated systems.
Users may opt out at any time by replying STOP.

9. NO IMPLIED AGENCY OR REPRESENTATION

Use of this Website, submission of forms, IDX registration, SMS opt-ins, automated communications, AI voice interactions, or email correspondence does not create an agency, fiduciary, or brokerage relationship.

10. INTELLECTUAL PROPERTY

All original content on this Website, including text, branding, logos, images, and videos, is the property of XMLuxuryHomes unless otherwise stated.

IDX and MLS content remains the property of the respective MLS organizations and listing brokers.

Unauthorized use or reproduction is prohibited.

11. LIMITATION OF LIABILITY

To the fullest extent permitted by Florida law, James Frank and United Realty Group shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

Use of this Website

Reliance on information contained herein

Errors or omissions

Website downtime

Third-party data sources

Use of this Website is at your own risk.

12. EQUAL HOUSING OPPORTUNITY

James Frank and United Realty Group fully support the principles of the Fair Housing Act and provide real estate services without discrimination based on race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or any other protected class.

13. GOVERNING LAW

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles.

14. MODIFICATIONS TO TERMS

These Terms and Conditions may be updated at any time without prior notice. Continued use of the Website constitutes acceptance of the revised terms.

15. CONTACT INFORMATION

James Frank
Licensed Real Estate Sales Associate, REALTOR®
Affiliated with United Realty Group
Florida, United States
Website: www.xmluxuryhomes.com